Planning tool
Quickly estimate monthly amortization for a foreclosure, bank-acquired asset, or regular home purchase. This is for planning only; actual bank or Pag-IBIG approval, fees, and rates may differ.
Monthly estimate
₱11,164
Loan amount
₱1,440,000
Down payment
20.0%
Total interest
₱1,239,433
This calculator uses a standard fixed-payment amortization formula. It does not include mortgage redemption insurance, fire insurance, appraisal fees, taxes, association dues, transfer costs, repairs, penalties, or bank-specific charges.
For foreclosed or bank-acquired assets, add a conservative budget for repairs, possession risk, dues, and document processing before comparing rent versus ownership.
Ask the official lender or asset source for the actual rate, term, approval requirements, charges, and payment schedule.